Sevier County Bank

FDIC

Time: 1/6/2009 8:35:26 PM
Temp: -NA-

SCB Time & Temp Line:
865-453-6171

In the Smokies:
overcast Weather: light rain Precipitation last hour: A trace , 51.8 °F


All Locations:

865-453-6101
Bank By Phone:
865-429-4636

 

Please select a category to view below.


General Questions
General Questions regarding Sevier County Bank's Services


Loan Questions

Questions regarding loans and lending


SCBanking Online Questions
Questions regarding our newest service, SCBanking Online 

 Wire Transfer Questions

Information needed to send wire  transfers.

E-Statements
Information regarding E-statements

Check 21

You may have heard recent news regarding a new Federal law called Check 21 for the 21st Century Act or "Check 21". The 09/11/01 attacks interrupted normal banking procedures; as a result, Check 21 was proposed and by October 28, 2004, this government-mandated law will impact all financial institutions even if the bank does not change the way they process checks. Check 21 makes it legal for financial institutions to accept a digital image of your original check. If the image is converted back to paper it is called a "substitute check". 

A substitute check is the legal equivalent of your original check. After October 28, 2004, every financial institution in the country will have to accept substitute checks. Sevier County Bank will still be processing your checks and statements in the same manner, but others may convert your original checks and if so, you will receive a substitute check in your statement. 

This substitute check will be about the size of a business check and the law requires the financial institution creating it must warrant its accuracy. Sevier County Bank will be happy to answer any of your concerns about Check 21. We are doing everything in our power to ensure this transition goes smoothly for you as one of our valued customers. 

Contact us at home@SevierCountyBank.com, call (865) 453-6101 or come by any of our six convenient locations. View A Sample Of A "Substitute" Check



Back To Top

Printer Friendly

Sevier County Bank

Sevier County Bank • 111 Main Street • Sevierville TN 37862 
    Phone: 865-453-6101 • Fax: 865-428-9762